Q: How many estimates will I need?

A: You are only required to get one estimate. After you have gotten your estimate, the insurance company may choose to send an adjuster to do an estimate. There are several reasons for this, such as: It’s the insurance company’s procedure, the cost of repairs might exceed certain limits set forth by the individual insurance company, or the vehicle may be a total loss, etc. However, if someone else damages your vehicle and they are going to pay for the repairs instead of involving the insurance companies, that person may ask you to get more than one estimate. This is of course, between you and them.